Processing

Processing Intro
Payment Processing โ€” Transparent Pricing

Most Businesses Are Overpaying.
We’ll Prove It.

Most businesses have no idea what they’re actually paying on payment processing. The fees are buried, the names are confusing, and processors count on that. We break it down, find everything, and eliminate what you shouldn’t be paying.

The Industry Is Built on Hidden Fees

Credit cards, debit cards, AMEX, mid-qualified, non-qualified, PCI compliance, statement fees, batch fees โ€” each one billed separately, named to confuse, and designed to go unnoticed.

Most businesses are paying 2โ€“5ร— more than they should. Not because they made a bad deal โ€” because they were never shown the full picture.

Interchange feesShown
Assessment fees
PCI compliance fees
Non-qualified surcharges
Statement fees
Batch settlement fees
Monthly minimum fees

Three Steps to Paying What You Should

01

We Read Your Statement

Send us your last processing statement. We break down every single fee โ€” what it is, what it should be, and what you’re being overcharged.

02

We Show You the Savings

Before you change anything, we show you exactly how much you would save with the right rates. No pressure. Just numbers.

03

We Set You Up Right

New equipment if needed. Better rates. Zero hidden fees. And we stay available โ€” not just at the sale, but every month after.

200+
Active processing agents in the network
โˆ’60%
Typical savings vs. current rates
$0
Hidden fees โ€” ever
25+
Years in payment processing

We don’t just lower your rates.

We show you what you were actually paying.

Payment Processing

Stop Overpaying for Processing.
We’ll Show You Exactly How Much.

Most businesses don’t know what they’re actually paying. We break it down, find the hidden fees, and cut your costs โ€” with better equipment, better rates, and zero surprises.

What is Payment Processing?

Every time a customer swipes, taps, or inserts a card at your business, money has to travel from their bank โ†’ through a network โ†’ to your bank account. That journey has a cost. That cost is “processing.”

The problem? Most businesses are paying 2-5X more than they should โ€” because processors hide fees in places you’d never look. Different fees for credit cards, debit cards, AMEX, mid-qualified transactions, non-qualified transactions, PCI compliance, statement fees, batch fees, and more.

Our job is simple: find every fee you’re paying, eliminate the ones you shouldn’t be, and give you the lowest possible rate on the rest.

Three Things Every Business Needs

We handle all three. You just pick what works for your business.

๐Ÿ–ฅ๏ธ

1. The Machine

Your terminal or POS system. We carry Clover, Dejavoo, and work with 90% of all POS brands. Buy, rent, or get it free with a service agreement.

๐Ÿ’ป

2. The Software

The system that runs your machine โ€” inventory, menus, reports, employee management. We have our own platform, and we support most major systems.

๐Ÿ’ณ

3. The Processing

The company moving the money. We work with First Data, TSYS, Paysafe, and SignaPay โ€” the processors behind 90% of US transactions. Best rates, guaranteed.

Two Ways to Save

Choose the plan that makes sense for your business.

Traditional Plan

You Pay Processing

We lower your rates dramatically โ€” typically saving 30-60% from what you pay today. You still pay processing, but at the lowest possible rates in the market.

Credit: 1.5%
Debit: 1.0%
Trans fee: $0.18 / $0.28
Best for: High-volume businesses
MOST POPULAR

Your Customer Pays Processing

Cash Discount Program. Your processing fees drop to $0. Each customer pays a small service fee (~3.5-4%) on card transactions. You keep 100% of your revenue.

Credit: 0%
Debit: 0%
Trans fee: $0
Best for: Restaurants, retail, services

Choose Your Equipment

Modern, certified, bilingual support 24/7. Buy, rent, or get it free.

Image: Clover Flex

Clover Flex

Portable. Wireless. Perfect for restaurants and mobile businesses.

From $50/mo or $700 purchase
Image: Clover Mini

Clover Mini

Compact countertop. Full POS features in a small footprint.

From $50/mo or $800 purchase
Image: Clover Station

Clover Station

Full station. Inventory, payroll, reports. The complete business hub.

From $70/mo or $1,400 purchase
Image: Dejavoo Z9/Z11

Dejavoo Z9 / Z11

Simple. Reliable. Zero software cost. Perfect for basic card processing.

From $20/mo โ€” FREE with agreement
Image: Coming Soon

More Options

We work with 90% of all POS brands. Tell us what you need.

Custom quote
๐ŸŽ

Free Terminal Program

Qualify for a free terminal with a 4-year service agreement. Ask us how.

We Support All Business Types

๐Ÿ• Restaurants ๐Ÿ›’ Retail ๐Ÿ’‡ Salons & Spas ๐Ÿ”ง Auto Repair ๐Ÿช Convenience ๐ŸŒ E-Commerce ๐Ÿ“ฑ Mobile ๐Ÿฅ Medical ๐ŸŒฟ Cannabis / CBD โš ๏ธ High-Risk

Bilingual support (English & Spanish) โ€ข 24/7 โ€ข PCI Compliant โ€ข EMV Certified

Ready to Stop Overpaying?

Use the calculator below to see your savings instantly. Or send us your statement and we’ll do the analysis for free.

Are You Overpaying for Processing?

Enter your current numbers. See both savings options instantly.

Step 1 โ€” What You’re Paying Now
Hidden Fees โ€” Check Your Statement
You’re Paying This Every Month
Processing + Machine + Software + All Fees
$3,980
Effective Rate: 7.96%
Step 2 โ€” Your Two Options With Us
Option A โ€” Traditional
You pay processing at reduced rates
Credit (26%)$195
Debit (70%)$350
Trans Credit$13.50
Trans Debit$49.00
Mid/Non-Qualified$2.34
AMEX Opt Blue$2.34
Processing$612
Equipment$200
Software$300
You’d Pay
$1,112
Rate: 2.22%
Option B โ€” Dual Pricing (CDP)
BEST VALUE
Your customer pays processing โ€” you pay $0
Credit (26%)$0
Debit (70%)$0
Trans Credit$0
Trans Debit$0
Mid/Non-Qualified$0
AMEX Opt Blue$0
Processing$0
Equipment$200
Software$0
You’d Pay
$200
Rate: 0.40%
Your Savings โ€” Side by Side
Current Traditional Dual Pricing
Monthly Cost $3,980 $1,112 $200
Monthly Savings โ€” $2,868 $3,780
1st Year Savings โ€” $34,416 $45,360
4-Year Savings โ€” $137,664 $181,440
Effective Rate 7.96% 2.22% 0.40%
๐Ÿ’ก How Dual Pricing (Cash Discount) Works

Instead of YOU paying 10ยข per transaction ร— 1,000 customers = $100/month from YOUR pocket โ€” each customer pays their own 10ยข. You keep 100% of your revenue. Your only cost is the equipment. 99% retention rate.

Get Your Free Detailed Analysis โ†’

No obligation. Send us your statement โ€” we’ll show you exactly where you’re overpaying.

RECOMMENDED

Why Smart Businesses Choose
Dual Pricing (Cash Discount)

The question is simple: would you rather pay processing fees for 1,000 customers yourself โ€” or let each customer pay their own?

The Math That Changes Everything
Traditional โ€” You Pay
$50,000 volume ร— 4%
-$2,000
from YOUR pocket every month
vs
Dual Pricing โ€” Customer Pays
Each customer pays their own ~4%
$0
from your pocket. Equipment only.
That’s $24,000/year staying in your business instead of paying someone else’s processing fees.
Real Example โ€” $20 Ticket
What your customer sees:
Meal total: $20.00
Service fee (4%): $0.80
Card total: $20.80
Cash price: $20.00 (discount)
What you keep:
Traditional: $20.00 – $0.80 = $19.20
Dual Pricing: $20.00 (100%)
ร— 250 transactions/month = $200 MORE in your pocket. Every month.
The Real Question

“But won’t I lose customers?”

Let’s do the math. If you save $2,000/month and your average ticket is $20:

1,000
customers pay you $20
500
visit twice = 500 unique
500
customers you’d have to LOSE to break even

You would have to lose HALF of your customers before Dual Pricing stops saving you money. That has never happened. Our retention rate is 99%.

What $2,000/Month Can Do For Your Business
๐Ÿ’ฐ $24,000/year โ€” a down payment on a second location
๐Ÿ“ข $500/month on marketing โ€” 20+ new customers/month
๐Ÿ”ง Upgrade equipment โ€” better experience, more sales
๐Ÿ‘จโ€๐Ÿ’ผ Hire help โ€” or keep it as profit

The money you’re giving away in processing fees right now could be building your business. You decide.

โœ…
You control when to charge
Friends, family, big tickets โ€” press one button and the fee doesn’t apply. Case by case, you decide.
โœ…
100% legal and compliant
Cash discount is legally permitted in all 50 states. We provide signage and train your staff.
โœ…
Big companies already do this
Gas stations, Costco, and thousands of businesses already charge different prices for cash vs. card. It’s normal.
โœ…
99% retention โ€” zero lost businesses
In 4+ years, not a single merchant has lost business switching to Dual Pricing. Many have grown because they reinvest the savings.

Stop giving away $0.80 on every $20 sale.

Let your customers pay for their own convenience. You keep 100%.

Switch to Dual Pricing โ€” Talk to Us โ†’

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